Getting sick or hurt never happens at a good time. When you need medical care, insurance can help pay for some or all of the bill. We assist individuals and families with online applications for health insurance on the Federally-facilitated Marketplace (aka the Affordable Care Act or Obamacare), Medicaid, or any other insurance for which they are eligible during the open enrollment season.
Open Enrollment for 2019 Marketplace insurance is November 1 – December 15, 2018.
To be eligible to enroll in health coverage through the Marketplace, you:
- Must live in the United States
- Must be a U.S. citizen or national (or be lawfully present). Learn about eligible immigration statuses.
- Cannot be incarcerated
Your income and the size of your household will help determine your eligibility and if you qualify for low- or no-cost coverage. We can assist you with the application process. Call us at (334) 293-6502 or (800) 309-4941 for more information.
Special enrollment times also occur. You may still be able to enroll in a Marketplace health insurance plan for 2018 if you qualify for a Special Enrollment Period. You’re eligible for Special Enrollment if you have certain life events including:
- Moving to or from Alabama
- Getting married or divorced
- Having a baby or adopting a child
- Gaining or losing a dependent
- Experiencing a change in disability status
- Experiencing a change in income
- COBRA coverage period ends
- Turning 26 (if previously enrolled through your family’s plan)
- Losing other health coverage (you cannot qualify for special enrollment if you lose other health insurance because you stopped paying for coverage)
Job-based plans may have different Open Enrollment Periods. Check with your employer. You can apply and enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time of year.
Call us at (334) 293-6502 or (800) 309-4941 for more information.
The project described was supported by Funding Opportunity Number NAVCA180317-01-00 from the U.S. Department of Health & Human Services, Centers for Medicare & Medicaid Services. The contents provided are solely the responsibility of the authors and do not necessarily represent the official views of HHS or any of its agencies.